I am an experienced expert witness specializing in federal and state compliance issues in the following areas:

• Real estate and Mortgage fraud
• Consumer loan laws and violations
• Truth in Lending Act (TILA) violations including complex short term loan compliance calculations
• Utah High Cost Home Loan Act violations
• Utah Residential Practices Act violations
• Subprime lending practices
• Hard money lending practices
• Loan balance calculations for ARMS, variable rates, construction loans, default rates and other  loans with complex terms

I have deposition and court testimony experience in these areas and also provide pre-lawsuit and pre-trial support for lawyers and their clients.

My resume and references are available upon request.